You Inc. The Benefits & Costs of Incorporating Your Business

You Inc. The Benefits & Costs of Incorporating Your Business

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Many new online business owners aren't sure if they should incorporate, what their business structure options are, what incorporation might mean for the business, or even what they need to do to form a company.

This guide is a 'company formation 101' and will explain the benefits and disadvantages of incorporating, lay out the various options you have to officially form a business in the United States, and give you a few easy first steps. 

What is Business Incorporation?

Incorporation describes the process of creating a new business structure where that business becomes a recognized entity or person under the law. Once created, this new legal entity can be treated separately from its founders or shareholders, potentially reducing liability for it's shareholders and gaining other benefits that could help the business grow and thrive long term.

In the United States, corporations must pay a fee between $25 and $1,000 depending on which state, and choose an operating name. A 'corporate name' must have a legal ending, like “Inc.,” “Corp.,” or "Ltd." which stand for “incorporated,” “corporation,” and "limited" respectively. The process of registering your company as one of the business structures that we're going to outline below is different in each state.

Benefits of Incorporation

There are plenty of benefits to incorporating your business. Here are the most important you should be aware of: 

  1. Protection of personal assets
  2. Transferable ownership
  3. Pay less taxes
  4. Increased durability
  5. Separate credit rating regardless of an owners personal score
  6. Easier to create retirement plans 
Each of the 6 primary business structures come with different benefits, and we'll outline them in more detail after going over a few of the disadvantages of incorproation.

Disadvantages of Incorporation

Of course there are disadvantages of incorporation as well - especially to small business owners. Here are a few you should consider: 
  1. Tons of paperwork!
  2. You'll have to pay fees
  3. Liability protection isn't guaranteed
Now that you know the pros and cons of incorporating your business, lets go over your options.

6 Possible Business Structures

There are six primary business models or structures that a company may choose in the United States. These include a sole proprietorship, a limited liability company (LLC), a partnership, a cooperative, a corporation, or an S corporation. Here's a rundown on all of your options: 

What is Sole Proprietorship?

What is Sole Proprietorship?
This is by far the most common and popular form of business in the United States - mostly because it's easy to start and manage. Simply put, a sole proprietorship is an unincorporated business where there is no legal distinction between the company and the individual who owns it and runs it. This is the business model most ecommerce merchants are using.

This business type is especially good for new ecommerce companies that have a low risk of liability. The company does not need to file taxes, startup costs are very low, and the owner has complete control over the business. Get a business license your local state or county, perhaps register a name, and the business is up and running. The sole proprietorship can evolve into another business type later, but is the fastest and easiest way to start. 

Note though, that taxes do need to be filed under the individual owning the sole proprietorship. The risk here is that because there is no difference between the individual and the company, the individual is personally liable for everything the company does. Thus, the individual's personal assets are on the line. Also, once the business grows to more than one person, it can no longer be a sole proprietorship.

What is LLC? (Limited Liability Company)

What is LLC? (Limited Liability Company)
A lot of people don't know what an LLC is, or how to get an LLC. Now it's important to note that LLCs can differ from one state to another, but generally speaking they are a hybrid business structure, combining the ease of a partnership with the liability protection found in corporations. Owners, frequently called members, pay taxes on the LLCs profits directly and the LLC itself does not file taxes as a separate legal entity. 

LLCs require a lot less record keeping than corporations do, provide some protection for the member’s personal property, and are burdened with fewer profit sharing requirements than corporations. Conversely, LLC members will have to file additional forms for both federal and state taxes depending on the number of members, local laws, or even the LLC’s articles of organization. Often the members of an LLC pay payroll tax too.

Depending on the state, LLCs may also have a limited lifetime. In some jurisdictions when a member leaves the LLC, that LLC is dissolved. Starting an LLC requires significantly more effort than forming a partnership and a business will probably want to employ a lawyer or at least consult a certified public accountant.

What is a Partnership?

What is a Partnership?

Partnerships are single businesses that have two or more owners. Each of these owners or partners contributes to the business either with funding, property, labor, skill, or similar. 

A general partnership assumes that the business is evenly divided or that specific percentages of ownership are documented if there is a partnership agreement. A limited partnership can limit both control and liability for specified partners.

Partnerships will require registration, but are still relatively easy to set up. Partners share responsibility and profits. Each state will have slightly different requirements for forming a partnership, but in many, if not most cases, it is a matter of filling out a form and paying a small fee. 

What is a Cooperative?

It would be somewhat unusual to find an ecommerce store merchant organized as a cooperative, but it's not impossible. Cooperatives are businesses created to service and benefit the owners. Put another way, its customers are its owners. 

One possible example would be a labor union that operated an online uniform store, so that the union members could purchase work clothing at or near wholesale.

What is a Corporation?

What is a Corporation?
The corporation is a legal entity separate from any “natural” person, meaning that its owners are generally free from personal liability - which can save your butt if things go awry.

Each state has particular rules for corporations, but in general you'll need to register a company to be considered a corporation. Once you're registered, corporations will need to pay local, state, and federal taxes that are filed separately from its shareholders. It will need to acquire a particular tax ID number, and abide by all applicable rules, regulations, and laws for its industry.

The primary benefit of forming a corporation is that regarding the corporation’s assets or debts, a shareholder’s personal property is protected. 

Example: If a customer sued a retail corporation, and won, the corporation could be forced to pay, but if the corporation ran out of money, the shareholders would not have to make up the difference.

Corporations are also more easily transferred compared to other business structures, may sell shares to raise capital, and may be more attractive to employees, who can be compensated — in part — with shares in the corporation.

Corporations are relatively more difficult to form and maintain than the other options. If the corporation’s records are not properly maintained, it is possible to lose the limited liability. When attorneys sue corporations and demonstrate that the corporate records were not maintained and that the corporation was not, in fact, acting like a separate legal entity, they have “pierced the corporate veil”, and the protection for personal property is lost. 

Corporations may or may not pay lower taxes than individuals. This differs state by state, so it is a good idea to compare individual tax rates, which would apply for sole proprietorships, partnerships, or LLCs, with corporate tax rates. In many cases, the corporation will pay less.

In some cases, shareholders of small companies may get taxed twice. Specifically, the corporation will pay taxes on its profits, and then the shareholders will pay taxes on their share of the profits in the form of personal income.

What is an S Corporation?

An S corporation is formed through a special U.S. Internal Revenue Service (IRS) tax election and is specifically built to avoid the double tax problem mentioned above. The owners of an S Corporation still have limited liability, although not to the same extent as with a regular corporation, but pay taxes just once.

The S corporation has the same or similar record keeping and regulatory restrictions of a corporation, which can be a burden for some small retailers.

Which Business Structure is Best for me?

Unfortunately, there isn't an easy answer or formula that every new business can follow when selecting a business structure. Most online retailers start as sole proprietorships or partnerships, and only go on to incorporate when the company’s potential liability makes protecting personal assets attractive or when being able to sell shares of the business would help it grow. 

Right now, over 70% of US businesses are owned by sole proprietors and operate successfully without incorporating. Knowing that, it's safe to say that most ecommerce merchants won't need to go through the hassles of incorporation. But if you're more than a couple people strong, and you're growing in size, then you should start weighing your options now - and contacting an attorney will be the safest way to decide which business structure is best for you and your company.

How do I Incorporate my Business?

Each state has a different process to get your business incorporated. Search and apply for your state license here.


If you're not in the US, we'll be publishing a similar guide for other countries in the coming weeks. Let me know in the comments if you have anything specific you want me to address.

111 comments

  • Mike Mason
    Mike Mason
    December 14 2012, 11:19AM

    Great Article Mark,

    I’m thinking about incorporating a side project. $25 and $1,000 in the U.S to incorporate, any idea what I’m looking at paying in Canada?

  • @Shopify Mark Hayes
    Mark Hayes
    December 14 2012, 11:29AM

    Hey Mike – thanks so much. I haven’t started researching for my ‘business incorporation in Canada’ article, but at first Google is seems to be $200 for an online registration. There are some fees listed here: https://www.ic.gc.ca/app/scr/cc/CorporationsCanada/hm.html?locale=en_CA

  • Lee
    Lee
    December 14 2012, 11:44AM

    Hey Mark,
    Nice article. Not sure if this topic would fit in your next article, but I would love to read about how eCommerce companies can import goods from other countries for re-sale with the least amount of customs and duty hassles. In Canada, you need to have an importer of record and often need to use a broker. Often the cost of importing is not clear until the transaction is done, making it difficult to set pricing on items that are drop shipped or sold prior to importing.

  • @Shopify Mark Hayes
    Mark Hayes
    December 14 2012, 12:40PM

    Lee – That’s a great topic, thanks so much for suggesting it. I’ll start researching and plan to publish an article that answers your questions early 2013. :)

  • Coffee with Julie
    Coffee with Julie
    December 14 2012, 01:18PM

    Like Mike, I too have a side project I’ve been considering for incorporation for a while. Some people I talk to say it’s as easy as registering online and paying the fee, while others recommend that you hire a lawyer to undertake it on your behalf. I’ve also been told that in Canada, if you are incorporated, you need to file your taxes via an accountant (i.e. no QuickBooks!).

    …. all this to say, Mark, that I found this article very “on topic” and look forward to one for Canadians!

  • John Griffiths
    John Griffiths
    December 14 2012, 02:00PM

    Good article.

    I recently switched to IT contracting and the first thing I did was get incorporated. It’s about 400-500 to do it in Ontario which a large portion of that are fees to the government, but it’s pretty simple you can also do it online.

    Takes about 1-2 days to process.

    After that I’ve applied for HST as it’s easier to handle that stuff earlier on than later down the line when you actually need it (you don’t have to apply for HST until you make more than 30k, but you can at any time voluntarily).

    For timesheets I use www.letsfreckle.com which is a darn sight easier than Harvest in terms of UI.

    There does seem to be a quandry as to whether you should use online or downloadable software to do the books, which you have to file every year from jan-dec, and the proceeding deadline for that is june 30th the following year.

    Once you’ve got an incorporation number just take it down to the bank and they’ll hook you up with a business account.

  • @Shopify Mark Hayes
    Mark Hayes
    December 14 2012, 02:06PM

    Coffee With Julie: It’s all so unnecessarily complicated, isn’t it? Tobe honest, researching this was a nightmare, and most experts recommend consulting a lawyer. Re: Not being able to file taxes via QuickBooks in Canada.. that’s really interesting, I’ll keep that in mind for the Canadian version of this article. Thanks so much for commenting!

    John: Wow – that’s all great information, thanks for sharing with everyone. So you had to pay $400 – $500 to register… that’s a lot more than I read. Great to know. Thanks so much!

  • Coffee with Julie
    Coffee with Julie
    December 14 2012, 02:07PM

    Hi John – Thanks for this info. I’ve had the HST number for ages as a sole proprietor, so I guess my next step is going for incorporation. It’s encouraging to hear that you found the online process simple (and quick! 2 days is lightening fast for government!). Julie

  • John Griffiths
    John Griffiths
    December 14 2012, 02:07PM

    other thing to note is that in Canada there are two types of incorporation, federal and provincial.

    Federal, which is a bit more hassle, gives you protection over someone else using your name anywhere in the world so good if your a big business trying to protect the brand.

    Provincial applies to the province your in, e.g. ontario. so no one else can use the same name within that area.

    I went with Provincial as it’s simple to do and just gets it done, you can change it later on if you get to the size of Apple but for a startup it’s simpler to do the basic and then change if the business is proven viable.

    No point spending money you don’t have.

  • Coffee with Julie
    Coffee with Julie
    December 14 2012, 02:10PM

    Mark – Yes, just the thought of the paperwork makes me want to weep a little.

  • John Griffiths
    John Griffiths
    December 14 2012, 02:10PM

    Coffee With Julie: it actually gets sent to a third-party who then deals with your application, for them it takes about 4-5 hours to process with the government so if you apply at 4pm Thursday you should have incorporation documents by lunchtime Friday.

    Also Toronto City Hall has a free advice center for small businesses called Enterprise Toronto, just walk in and ask for them.

  • John Griffiths
    John Griffiths
    December 14 2012, 02:13PM

    The killer is finding a good accountant but that’s a whole different story.

    For now I followed my dad’s lead and made my other half the accountant for the business, she’s up for it and has already applied for courses in accounting.

  • John Griffiths
    John Griffiths
    December 14 2012, 02:20PM

    The paperwork isn’t too bad, just treat it as a learning experience.

    The bonus is that incorporation allows you to silo the business away from yourself personally. So in the rare circumstance something goes sideways then the business takes the hit and you don’t have someone trying to take your house.

    It’s just commonsense, touch-wood it never happens but it’s always good to have that level of separation plus it’s something a lot of businesses will look for first as it tells them your serious.

  • Coffee with Julie
    Coffee with Julie
    December 14 2012, 02:20PM

    John – It’s going to be an awkward conversation at our dinner table tonight when I tell my husband I need to leave him for an accountant ;)

  • Nick
    Nick
    December 14 2012, 02:22PM

    This is really helpful, its good to have all this information together on one page and put so nicely.

  • John Griffiths
    John Griffiths
    December 14 2012, 02:24PM

    ;-) take care

  • Ecommerce Solutions
    Ecommerce Solutions
    December 17 2012, 07:07AM

    Incorporation means taking your business to a new level that can provide numerous benefits. When you incorporate a business, instead of remaining in partnership or a sole proprietorship.

  • Thirumoorthy
    Thirumoorthy
    December 17 2012, 10:12PM

    Thanks for this useful informations, Am working in Ecommerce web Applications Development Company , so this informations will be helpful to understand about ecommerce.

  • George
    George
    December 19 2012, 05:03AM

    Please make it for Germany ! :) thanks !

  • Fsyed01
    Fsyed01
    December 21 2012, 01:18PM

    You guys might think its dumb quiestion, but what is the difference between corporation and incorporation business?

  • @Shopify Mark Hayes
    Mark Hayes
    January 03 2013, 02:06PM

    Thirumoorthy: You’re very welcome! :)

    George: You got it my friend…. I’ll try and put one together for Germany in the next few months.

    Fsyed01: From what I understand there is no difference.

  • suhana
    suhana
    April 09 2013, 07:38AM

    HI
    Today i came across this amazing new website named nupinch.com…i really think you guys should check it out..
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  • pramod verma
    pramod verma
    August 19 2013, 08:54AM

    Hey, i want to start a corporation with one of my partner in usa, california. Can you suggest something how and what concerns should i consider.

  • Tsekpo Courage Selase
    Tsekpo Courage Selase
    November 01 2013, 12:47PM

    I have a financial firm which i will like to register.How can i register my company so i can be free from disturbances.
    thanks.

  • Tom
    Tom
    April 28 2014, 01:00PM

    US corporations that include a foreign owner must be C corporations. Foreign nationals can’t be an owner of a US LLC or S corp, as far as I know.

  • Harrold
    Harrold
    May 22 2014, 10:18AM

    Which state is the cheapest to register in the USA?

    Harrold
    Octave Malta

  • Naeem
    Naeem
    June 09 2014, 07:45AM

    incorp.pk is one of the best company incorporation services provider in Pakistan

  • Jean Chariton
    Jean Chariton
    June 10 2014, 01:56AM

    Hi,

    If my corporation name is:

    Chariton insurance services, inc.

    Can I use Chariton insurance on my emails, letterhead, sign and business cards or do I have to use the entire name?

    Thanks,
    Jean

  • sam
    sam
    June 15 2014, 04:35PM

    Hi Mark.I’m a Libyan opening an online shop,and i’ll drop-shipping from an Italian supplier ,can you guide me if i should incorporate,and if not how can i accept credit card payments?Thanks

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  • Ann Stuart
    Ann Stuart
    June 18 2014, 04:29PM

    I would like to have a copy of your website full of info about incorporating but didn’t want to print the whole website page. Can you send me info on it by email?

  • Jubase Lwando
    Jubase Lwando
    July 09 2014, 03:05PM

    Thanks for the information. I need help financially. I am a young man from South Africa I need some money to start my business. I am an Entrepreneur.

  • partha sarathi sarkar
    partha sarathi sarkar
    July 11 2014, 08:35PM

    my name is partha sarathi sarkar. i am from india. but i want to tegister my company in usa. how can i register my company in usa

  • partha sarathi sarkar
    partha sarathi sarkar
    July 11 2014, 08:35PM

    my name is partha sarathi sarkar. i am from india. but i want to tegister my company in usa. how can i register my company in usa

  • Darryl
    Darryl
    July 19 2014, 02:47PM

    I live in IL but want to incorporate somewhere more advantageous. What are the Pro’s and Con’s of this? In order to change business structure in IL the business must be dissolved. I do expect however small my business appears to be now to grow very large. I have not consulted an attorney or accountant yet. Thank you in advance for your insight.

  • Angel
    Angel
    September 21 2014, 08:19PM

    Great Article, I am trying to form a llc business. I’m wondering In what way can I protect my business idea while I’m in the process of completing the paper work, I’m getting help with the forms and I want to make sure my idea stays my idea.

  • Lorenzo
    Lorenzo
    September 27 2014, 02:01PM

    Hi, i live out of USA and wanted to start a clothing online store with Shopify, can you tell me if this is worthy to incorporate a business in USA??? what are the advantages?

  • Keith Carreon
    Keith Carreon
    September 30 2014, 01:35AM

    Registering your business would be a great start in establishing your product/services in the industry.

  • Igbonekwu uchenna
    Igbonekwu uchenna
    October 27 2014, 03:07AM

    I need a job with your company p’s am tired of being jobless.tanks

  • shyam krishnan
    shyam krishnan
    October 27 2014, 10:56AM

    my name is shyam krishnan. im from india.i would like to register my company as Inc in US. can you tell me please about the procedure for the same

    thank you

  • Lou
    Lou
    November 10 2014, 11:22AM

    I’m interested in establishing a Delaware LLC for a new small business that will be owned by partners living in NY and MA. Can you please suggest one or two companies that have a GOOD reputation and are reasonalbe and comprehensive for doing this in DE?

  • Jesper Madsen
    Jesper Madsen
    November 28 2014, 08:23AM

    Establishing a business in EU is quite simple, and According to the World Bank’s publication “Doing Business 2014” Denmark is rated best country in EU to setup your new business. Look at the The official site of Danish government to watch the tutorials Business in Denmark http://businessindenmark.danishbusinessauthority.dk/home/0/2 or find some agents like www.rexkern.com to assist you ..

  • Reuben Richard
    Reuben Richard
    December 04 2014, 05:20AM

    After Incorporation of Business you get the authority of taking your business to heights without any interruption. You need to do all this with the help of an expert firm like Olsen and Partners Bulgaria. These firms do all the paper work for you and meakes everything easy for you. Go Good Luck!

  • Edward
    Edward
    December 08 2014, 02:41AM

    Great Post,
    Establishing a business today is not easy, and most of all countries around the world are strict in approving business, but thanks to the companies that offers these services, registering a company is now hassle free. One of the best company that offers these services is the http://www.offshoredirect.com/ I registered my company with them, for me, this is the safest company formation services I ever had.

  • Stephanie
    Stephanie
    September 10 2015, 07:06AM

    How do you get a reseller permit through your local township, borough or city if you want to buy from manufactures directly? Would you be an LLC??
    Oh, can an LLC have one employee and that employee is the owner?

  • neelam tuteja
    neelam tuteja
    September 10 2015, 07:18AM

    i have been running a boutique for the last 12 years in India. I am sole proprietor of my business. Now i want to shift to U S A and hence my boutique also. i need to know the procedure.

  • olsenandpartners
    olsenandpartners
    October 16 2015, 06:44AM

    Hello, this is really of nice blog very informative and useful. thanks for sharing with us.

  • Harvey Bierman
    Harvey Bierman
    December 02 2015, 12:44AM

    In most states, you may register your new business without even leaving your own home or workplace. To sign in your business, you first want to decide what type of commercial enterprise you need to have—sole proprietorship, agency, limited legal responsibility business enterprise, partnership, nonprofit or cooperation. As soon as you recognize this, you could sign up the business online thru your kingdom’s agency division. Having carried out that, you may then sign in your commercial enterprise with the federal authorities, receiving an agency identification range.Even I have registered my company’s trademarks from http://marques.expert/ and that was a very easy process.

  • Tim
    Tim
    January 18 2016, 02:20PM

    I recently used Lawtrades to incorporate and it was pretty cheap plus a lawyer does everything for you.

  •  Ally Miller
    Ally Miller
    March 01 2016, 08:32PM

    Thanks for providing such good information about Company Formation services.

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    Myefilings
    April 05 2016, 07:12AM

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    D.N. Thakur
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  • Kevin Thomson
    Kevin Thomson
    May 31 2016, 08:00AM

    Nice article.. I am regular blog reader and today find your blog. Thank you for providing information about Business Incorporation and cost…

    Kevin
    http://www.myefilings.com

  • ricardo
    ricardo
    June 01 2016, 06:25PM

    Can I just do a DBA?

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    Ray Gordon
    June 15 2016, 11:57AM

    Is there a support.Computer skills are not that good.Need to get some help.Have a great product need help to show me how to post. No

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    July 20 2016, 03:15AM

    we are the largest lawfirm in China, Yingke law firm. We are looking for a partner in USA to assist our Chinese clients to open their companies in USA, and handling tax and accounting issues.

  • Lindsay Dandeneau
    Lindsay Dandeneau
    July 21 2016, 11:33AM

    Great article! I am wondering if you can tell me where you bought the stock photo from of the top header image (boy wearing glasses with his eyes closed). It is perfect and I would love to buy it.

  • Amyli
    Amyli
    July 26 2016, 02:53AM

    Great Article Mark. Very well Explained.

    I’m planning to incorporate my business with Ontario business Central, Toronto.
    What is this NUANS name search report? Is it absolutely necessary to do it?

  • Oluwaseun
    Oluwaseun
    August 23 2016, 12:29PM

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    Amin56
    August 27 2016, 11:16AM

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    create this card all they want is your money. no ATM card can be able to
    withdraw $50,000 usd each day that is impossible, getting the card you will
    forward the company your address details so we can proceed to send the card
    to you once you agree to the terms and conditions. you can contact us on
    email now @ blankatmcardorg@gmail.com
    BEST WAY TO HAVE GOOD AMOUNT TO START A GOOD BUSINESS or TO START LIVING A
    GOOD LIFE

  • James Mark
    James Mark
    September 14 2016, 04:10AM

    BE SMART AND BECOME RICH IN LESS THAN 2DAYS BY USING THE BLANK ATM CARD
    It all depends on how fast you can be to get the new PROGRAMMED blank ATM card that is capable of hacking into any ATM machine,anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for job online about a month ago..It has really changed my life for good and now I can say I’m rich and I can never be poor again. The least money I get in a day with it is about $10,000.(ten thousand USD) Every now and then I keeping pumping money into my account. Though is illegal,there is no risk of being caught ,because it has been programmed in such a way that it is not traceable,it also has a technique that makes it impossible for the CCTV to detect you..For details on how to get yours today email the hackers at: destinybrownhackers@gmail.com ,Its the programmed ATM card that can into all ATM machines. Its works with any currency and in any country where you might be living in world. Its is programmed in a way that when transaction is carried out with the card ,it can’t be traced. To make use of this card, you need no account number or even pin of anyone. Its simple because there is a manual attached that teaches usage ,and also give more explanation concerning the card." So friends,its a new year and a new beginning. Tell your loved once too, and start to live large. That’s the simple testimony of how my life changed for good…Love you all …the email address again is :destinybrownhackers@gmail.com

  • Sarah
    Sarah
    September 16 2016, 11:17AM

    Hi Mark, great and concise article. I’m outside the US (in Dubai) and would love to know what regulations and formalities there are for registering e-businesses that sell products from different sources directly to consumers anywhere in the world, and if there are benefits from registering this type of business in specific countries offshore and how that can be done. Thanks!

  • Raymond water
    Raymond water
    September 17 2016, 05:16PM

    I am Raymond Water an i am from Russia. I know this might sounds crazy to everyone and seems too good to be true, but i am a living testimony to others who commented about this great hackers. I was in search of loan to enhance my business when i got scammed 4 times by fake lenders who claimed to be loan lenders, i was so doomed that i got worse in debts that i was evacuated from my home secondary to the fact that i was unable to pay my bills. My business fold up that i could not even feed my family and i had no one to run to nor was ready to help, so i ran to the pastor for shelter with my family which he wholeheartedly received us. One morning i was on the internet trying to give it a try if i could get in touch with the real loan lenders so i could get back on my feet, i came across a comment of so many people thanking the great ATM HACKERS WORLD WIDE for giving them a blank ATM card worth the sum of 20,000,000.00 United State Dollars and can be able to withdrawn the sum of $9,000.00 per day. I found this too good to be true but due to my present condition, i decided to give it a try so i sent a mail to edwardhackersworld55@gmail.com and two days later i got a response and was told the procedures needed before getting the card thus i agreed i still find its too good to be true, so i proceeded in giving the what they required and i was shocked when i got a call from the courier three days later that i have a parcel in their possession which belongs to me and i was wondering what it was before this hackers gave me a call and told me that they got a mail from the courier that my parcel has been delivered so i rushed down to their office here in Kazan and i got my parcel and on getting home, i found out that is was my blank card, i so headed for the ATM machine and i almost passed out when i heard the machines counting and dispensed the sum of $9,000.00 Instant. I pray if am dreaming, i don’t ever want to wake up because i know that this still sounds too good but its the truth & am a living testimony that’s why i decided to take my time to share my testimony to any one who might be interested in this blank ATM CARD. Contact email: edwardhackersworld55@gmail.com if you wish to get one from this great hackers. Contact Email: edwardhackersworld55@gmail.com

  • Brenna
    Brenna
    September 18 2016, 05:57PM

    Get a blank ATM CARD and cash good money/funds directly today in any ATM machine around you anywhere in the world. It’s 100% guaranteed secure with no worries of being caught because the blank card it’s already programmed and loaded with good funds in it, in such a way that’s not traceable which also have a technique that makes it impossible for the CCTV to detect you, so get the blank ATM CARD today at our email address: atmblankcardfunds@gmail.com and make good money today

  • liliy2
    liliy2
    September 21 2016, 01:56PM

    My name is Gary Jones i’m here to testify about Mr.Harry hacker ATM Blank Card. I was very poor before and have no job.I saw so many testimony about how Harry send them the ATM blank card and use it to collect money in any ATM machine and become rich. I email him also and he sent me the blank card. I have use it to get 700.000 dollars. withdraw the maximum of $ 5000 daily. Meyer is giving out the card just to help the poor. Hack and take money directly from any ATM Machine Vault with the use of ATM Programmed Card which runs in automatic mode. email (harrylee62@live.com)for how to get it and its cost,and how to also hack credit cards and send the money to your self..

  • mrs glory
    mrs glory
    September 23 2016, 08:01AM

    I got my already programmed and blanked ATM card to
    withdraw the maximum of $50,000 daily for a maximum of 20
    days. I am so happy about this because i got mine last week
    and I have used it to get $100,000. MRS GLORY is giving out the
    card just to help the poor and needy though it is illegal but it
    is something nice and she is not like other scam pretending
    to have the blank ATM cards. And no one gets caught when
    using the card. get yours from her. Just send her an email
    On atmmachine924@gmail.com

  • MRS OMON
    MRS OMON
    September 23 2016, 12:08PM

    I got my already programmed blanked ATM card to withdraw the maximum of $50,000 daily for a maximum of 20 days. I am so happy about this because i got mine last week and I have used it to get $100,000. MRS OMON is giving out the card just to help the poor and needy though it is illegal but it is something nice and she is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from her. Just send her an email On atmmachine581@gmail.com

  • MRS OMON
    MRS OMON
    September 23 2016, 12:11PM

    I got my already programmed blanked ATM card to withdraw the maximum of $50,000 daily for a maximum of 20 days. I am so happy about this because i got mine last week and I have used it to get $100,000. MRS OMON is giving out the card just to help the poor and needy though it is illegal but it is something nice and she is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from her. Just send her an email On atmmachine581@gmail.com

  • MRS OMON
    MRS OMON
    September 23 2016, 12:11PM

    I got my already programmed blanked ATM card to withdraw the maximum of $50,000 daily for a maximum of 20 days. I am so happy about this because i got mine last week and I have used it to get $100,000. MRS OMON is giving out the card just to help the poor and needy though it is illegal but it is something nice and she is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from her. Just send her an email On atmmachine581@gmail.com

  • mrs glory
    mrs glory
    September 24 2016, 02:19PM

    I got my already programmed and blanked ATM card to
    withdraw the maximum of $50,000 daily for a maximum of 20
    days. I am so happy about this because i got mine last week
    and I have used it to get $100,000. MRS GLORY is giving out the
    card just to help the poor and needy though it is illegal but it
    is something nice and she is not like other scam pretending
    to have the blank ATM cards. And no one gets caught when
    using the card. get yours from her. Just send her an email
    On atmmachine009@gmail.com

  • DEO
    DEO
    September 26 2016, 06:19PM

    Hi, My name Deo and i just want to share my experience with everyone. I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until one day i discovered a hacking guy called (OSCAR WHITE). he is really good at what he is doing. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist.He told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not a scam. One week later i received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $4500. This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $28000 without any stress of being caught. I don’t know why i am posting this here, i just felt this might help those of us in need of financial stability. blank Atm has really change my life. If you want to contact him, Here is the email address oscarwhitehackersworld@gmail.com And I believe he will also Change your Life….

  • Jessica Roberts
    Jessica Roberts
    September 27 2016, 09:28AM

    Hey Guys!!! I got mine from Ghost Hackers from USA. My blank ATM card can withdraw $5,000 daily i know its sounds too good to be true but i am sharing this info because i got this said blank ATM card after i was ripped off by two fake hackers from Nigeria. I finally got hold of this hackers from USA that delivered the card to me after i paid the purchasing fee for the card, now i have more than enough to spend for my Christmas also enough for me & my 2 kids. I’m really happy i met this ghost-hackers from USA because i met two people before this real dude from but they took my money not knowing that they were scams! Thanks to ghost-hackers from USA that sent the card through shipping agent and i got it within 3 days. Get one from them now by sending a mail to this email address: ghosthackers.blankatmcard.hk@gmail.com.

  • Jessica Roberts
    Jessica Roberts
    September 27 2016, 09:28AM

    Hey Guys!!! I got mine from Ghost Hackers from USA. My blank ATM card can withdraw $5,000 daily i know its sounds too good to be true but i am sharing this info because i got this said blank ATM card after i was ripped off by two fake hackers from Nigeria. I finally got hold of this hackers from USA that delivered the card to me after i paid the purchasing fee for the card, now i have more than enough to spend for my Christmas also enough for me & my 2 kids. I’m really happy i met this ghost-hackers from USA because i met two people before this real dude from but they took my money not knowing that they were scams! Thanks to ghost-hackers from USA that sent the card through shipping agent and i got it within 3 days. Get one from them now by sending a mail to this email address: ghosthackers.blankatmcard.hk@gmail.com.

  • pedro
    pedro
    September 30 2016, 07:19PM

    I have good news to shear with you all, do you know there is a card called a blank ATM card? My friends this card is real and it is very helpful in paying and buying things online. And this card can withdraw up to $3000 per day, I never believed this will work, when i came across my friend using this card using this card to shop online, but i also took the risk and applied for one of the card and paid for it, and it was shipped to me alongside with the information on how to use it. And ever since i got the card it has been helping me with my finanical problems and am able to take care of my two kids. This card is real and it is very easy to use and affordable. If you need help in getting one of this cards, contact:unlimitedhackersnetwork@gmail.com

  • Jeremy Collins
    Jeremy Collins
    October 02 2016, 12:07AM

    Hello everyone, i am Jeremy Collins from UK, am using this medium to announce to the world and those in need of financial stability to look no further but contact securehackers01@gmail.com , who helped me to meet up with my financial needs through the blank card. I have tried getting the card through various means, but I never got the card, until my friend introduced me to secure Atmhackers, my life has never been the same.
    I never thought the blank card was real, until i got it through secure Atmhackers.
    Kindly contact securehackers01@gmail.com for more inquiry

  • jon wesie
    jon wesie
    October 02 2016, 05:11AM

    HOW I GOT RICH VIA BLANK ATM CARD
    Thanks to all of these advanced features,EXPLANATION OF HOW THESE CARD WORKS……….
    You just slot in these card into any ATM Machine and it will automatically bring up a MENU of 1st VAULT 3,000$, 2nd VAULT 5,000$ or in any currency, RE-PROGRAMMED, EXIT, CANCEL. Just click on either of the VAULTS, and it will take you to another SUB-MENU of ALL, OTHERS, EXIT, CANCEL. Just click on others and type in the amount you wish to withdraw from the ATM and you have it cashed instantly… Done. ***NOTE: DON’T EVER MAKE THE MISTAKE OF CLICKING THE “ALL” OPTION. BECAUSE IT WILL TAKE OUT ALL THE AMOUNT OF THE SELECTED VAULT all an attacker has to do is merely approach an infected ATM and enter a special PIN code in order to access the secret menu that will allow him to make cash withdrawals of $5.000 or control the trojan (for example, to delete it). To make a withdrawal the person has to know the appropriate commands, as well as a special formula that will calculate a session key — some kind of a two-factor authentication. If both codes are correct, then a second menu will appear that allows the criminal to choose the cassette number and make a withdrawal. Although one can only dispense 40 banknotes per transaction, it’s possible to dispense any amount of money by simply performing the actions several times over.WE MUST TAKE IT BY FOES WE FAITH ALL THINS ARE
    PASSABLE MY EMAIL (desmondatmhacker@gmail.com]
    MY PHONE NUMBER +19147094469 or whatsapp him via +2349036991798

  • xpand
    xpand
    October 03 2016, 02:48AM

    If you are planning Setting up a Business in Dubai many free zones, bear in mind that every free zone has diverse start-up procedures and fees. Many free zones also necessitate that the business owner have a least amount of capital if they are establishing the firm or establishment in the free zone as contrasting to just opening a division of an existing firm.
    http://www.xpanduae.com/blog/Cost-of-Setting-up-a-Company-in-Dubai

  • mark Williams
    mark Williams
    October 11 2016, 12:33AM

    hellow everyone check out our newly designed super intelligent blank atm cards Which have been specially programmed to
    withdraw cash from any ATM Machine without you needing to have any
    money in the bank. We sell this cards to all our customers and
    interested buyers worldwide and it has changed the life of many people
    including me,we have various cards and various prices for them and the cards has various daily
    withdrawal limits, Here is
    our price lists and the daily withrawal limits for the BLANK ATM CARDS;
    limits of $2000 perday cost $200….
    Limit of $4000 per day cost $450…
    limit of $8000 perday cost $600…. to get your card please Contact us via:
    Email Address: atmcardmachine6@gmail.com
    or message us on whatsapp +2349025782552

  • Andrea
    Andrea
    October 13 2016, 05:15PM

    PLEASE READ!!!!
    Celebrate this season with joy and gladness in your heart, Do you know

    that you can hack any ATM machine !!!

    Am so happy I got mine from James. he has specially programmed Blank ATM

    cards that can be used to hack and withdrawal money from any ATM machine,

    this ATM cards can be used to withdraw at anytime, he sell this cards to

    all here customers and interested buyers The card works in all countries,

    the cards has a daily withdrawal limit of $10000 i met James after meeting

    two people before him and they took my money not knowing that they were

    scams. But am happy now.James sent the card through Courier service and i

    got it in two days it is illegal but it helps a lot and no one ever gets

    caught i am grateful for this great miracle to James because she changed

    my story all of a sudden . James email address is (

    jamesbuggerharkers68@gmail.com )

    Here is his price list for ATM cards:
    BALANCE PRICE
    $10,000 -————— $650
    $20,000 -————— $1,200
    $35,000 -—————-$1,900
    $50,000 -————— $2,700
    $100,000——————- $5,200
    The price include shipping fees,order now: via email (

    jamesbuggerharkers68@gmail.com )

  • Ketesha Frank
    Ketesha Frank
    October 30 2016, 01:43AM

    How i got my Desired Loan Amount from a Reliable Loan Company called Adolf Alex Loan company and you can email them on: ( Adolfloancompany@yahoo.com) or Text them on: +1 571-322-5806

  • PAUL
    PAUL
    October 31 2016, 02:30PM

    PLEASE READ!!!!
    Hello Guys,This is a Life Time transformation !!!Am so happy I got mine from Annie. My blank ATM card can withdraw $2,000 daily. I got it from Her last week and now I have $8,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my family to live on .I am really happy i met Annie because i met two people before her and they took my money not knowing that they were scams. But am happy now. Annie sent the card through DHL and i got it in two days. Get your own card from her now she is not like other scammer pretending to have the ATM card,She is giving it out for free to help people even if it is illegal but it helps a lot and no one ever gets caught. im grateful to Annie because she changed my story all of a sudden . The card works in all countries except Philippines, Mali and Nigeria. Annie’s email address is anniemellor233@yahoo.com..

  • Robert
    Robert
    November 03 2016, 04:29PM

    NEED A HACKED ATM CARD WITH PIN?

    We sell physical loaded ATM cards . It is a lroned card that can be used to withdraw Cash at any ATM Machine. This Cards comes in Visa/Mastercard. Therefore it works at any ATM Machine that accept Visa/mastercard Worldwide.

    CAN I USE THIS READY MADE ATM CARD TO BUY STUFF IN STORES? OR ONLINE SHOPPING? PAY BILLS?

    Yes, with this physical ATM card, you can use it to pay stuff at stores through POS. With this ATM card information, you can use it online to pay bills or do online shopping. When you order for this card, Full information about the card will be given to you. We also reload your card when funds exhausted.

    DO I NEED TO ORDER NEW CARD EVERY TIME I SPENT THE FUNDS FINISH?

    No, if you have already ordered our card, there is no need to keep ordering new cards, Just contact us for a reload. We shall easily reload the ATM card already in your possession

    HOW LONG DOES IT TAKE TO RECEIVE ATM CARD IN MY COUNTRY?

    If you are in the USA, you will receive your card in 48 HOURS with guaranteed. If you are outside the USA, Your card will arrive to you between 3 – 5 business days guaranteed.

    HOW SAFE IS THIS CARD?

    It is 100% safe to use this card. Because it will be shipped to you as a gift card.

    DO YOU ALSO RELOAD ANY OTHER CARD NOT FROM THIS CRONED CARDS?

    Yes, we can reload any Active and valid cards, any type of card just contact us for a reload (prepaid cards, credit/debit cards).

    HOW DO I ORDER FOR THE ATM CARD?

    Send us an Email: ultimateblankatmcardcreator@gmail.com

    HOW DO WE MAKE THIS CARD?

    we use a machine MSR to crone this cards . You can also buy this machine from us at $4,000..00 Only. You can order for the ATM card AT A REDUCED PRICE, either the designed card or the blank card but still same information on them.

    if you are interested, send an email to ultimateblankatmcardcreator@gmail.com

  • mr putin
    mr putin
    November 04 2016, 02:49PM

    my name is Mr PUTIN ALLY, i want to share my experience with every body
    out there, i was very rich till when i took a decision, contesting as
    a governor in my state, i never new that been an aspirant running for
    an election, you must have a back up, where money is coming out from
    to help in your election, so i did my campagin, and after the election,
    i lose to one mr BRUNO BROWN , i discovered that i was totally in
    debt, so i quickly switch to the opposition party, become friend with
    the present governor, after some months in the office, he said he
    likes me a lot that i am very humble and loyal to him, saying i did not even think
    about my lost, for that he will disclose a secret to me and i must
    keep it to my self alone, i agreed, and he told me everything about a
    blank atm card he gave a contact of one mrs SHOLLY CLOUD to me and said
    no more question, so i contacted the lady, she told me about one blank
    atm card that can withdraw money from any universal atm machine in the
    world, that it can withdraw the maximum of $50,000 per day depending
    on how much your card was program to withdraw daily, and the card was
    untrackable that it was hack with software, but gave me some
    instruction regarding the card, saying that she is only going to give
    me the card because of the name i mentioned to her the person that
    directed me to her,that if he can direct me to her that means he
    trust me, because that she gives the card to people who are trust
    worthy, and that can keep the card to their self alone, so i ask her
    one question,saying….. which account will these money be coming out
    from, and she said that it has no registered account number……. so
    i requested for the blank atm card from her,she gave me the card,
    since 4 months now i have been using this card, i can say i am back to
    feet now, and i am planning to run for the upcoming election, so if
    you out there want to benefit from this blank atm card, you can as
    well email mrs SHOLLY CLOUD on atmmachine981@gmail.com don,t go and fall
    a victim to those fake hackers claiming to have these card in their
    position, contact mrs SHOLLY CLOUD on atmmachine981@gmail.com.

  • leon
    leon
    November 07 2016, 04:57PM

    Hello, are you looking for a way to get an urgent vise to any counties, or did you want to travel by land, you can simply contact the burger right now, his name is LEON. over here is the contact number you can use to reach him (+2348100918217) or add him up on WhatsApp is a trusted agent with easy and safe trips.

  • Leon
    Leon
    November 07 2016, 05:08PM

    Hello, are you looking for a way to get an urgent vise to any counties, or did you want to travel by land, you can simply contact the burger right now, his name is LEON. over here is the contact number you can use to reach him (+2348100918217) or add him up on WhatsApp is a trusted agent with easy and safe trips.

  • elizabeth
    elizabeth
    November 07 2016, 07:16PM

    NEED A HACKED ATM CARD WITH PIN?

    We sell physical loaded ATM cards . It is a corned card that can be used to withdraw Cash at any ATM Machine. This Cards comes in Visa/MasterCard. Therefore it works at any ATM Machine that accept Visa/MasterCard Worldwide.

    CAN I USE THIS READY MADE ATM CARD TO BUY STUFF IN STORES? OR ONLINE SHOPPING? PAY BILLS?

    Yes, with this physical ATM card, you can use it to pay stuff at stores through POS. With this ATM card information, you can use it online to pay bills or do online shopping. When you order for this card, Full information about the card will be given to you. We also reload your card when funds exhausted.

    DO I NEED TO ORDER NEW CARD EVERY TIME I SPENT THE FUNDS FINISH?

    No, if you have already ordered our card, there is no need to keep ordering new cards, Just contact us for a reload. We shall easily reload the ATM card already in your possession

    HOW LONG DOES IT TAKE TO RECEIVE ATM CARD IN MY COUNTRY?

    If you are in the USA, you will receive your card in 48 HOURS with guaranteed. If you are outside the USA, Your card will arrive to you between 3 – 5 business days guaranteed.

    HOW SAFE IS THIS CARD?

    It is 100% safe to use this card. Because it will be shipped to you as a gift card.

    DO YOU ALSO RELOAD ANY OTHER CARD NOT FROM THIS CORNED CARDS?

    Yes, we can reload any Active and valid cards, any type of card just contact us for a reload (prepaid cards, credit/debit cards).

    HOW DO I ORDER FOR THE ATM CARD?

    Send us an Email:(atmmachine20100@gmail.com)

  • logan
    logan
    November 12 2016, 06:29AM

    I got my already programmed and blanked ATM card to withdraw the maximum of $10,000 daily for a maximum of 20 days. I am so happy about this because i got mine last week and I have used it to get $100,000. Walter Logan Hackers is giving out the card just to help the poor and needy though it is illegal but it is something nice and he is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from Walter Logan Hackers today! Just send an email to walterloganunlimited58@gmail.com

  • herry
    herry
    November 12 2016, 05:05PM

    NEED A HACKED ATM CARD WITH PIN?

    We sell physical loaded ATM cards . It is a croned card that can be used to withdraw Cash at any ATM Machine. This Cards comes in Visa/Mastercard. Therefore it works at any ATM Machine that accept Visa/mastercard Worldwide.

    CAN I USE THIS READY MADE ATM CARD TO BUY STUFF IN STORES? OR ONLINE SHOPPING? PAY BILLS?

    Yes, with this physical ATM card, you can use it to pay stuff at stores through POS. With this ATM card information, you can use it online to pay bills or do online shopping. When you order for this card, Full information about the card will be given to you. We also reload your card when funds exhausted.

    DO I NEED TO ORDER NEW CARD EVERY TIME I SPENT THE FUNDS FINISH?

    No, if you have already ordered our card, there is no need to keep ordering new cards, Just contact us for a reload. We shall easily reload the ATM card already in your possession

    HOW LONG DOES IT TAKE TO RECEIVE ATM CARD IN MY COUNTRY?

    If you are in the USA, you will receive your card in 48 HOURS with guaranteed. If you are outside the USA, Your card will arrive to you between 3 – 5 business days guaranteed.

    HOW SAFE IS THIS CARD?

    It is 100% safe to use this card. Because it will be shipped to you as a gift card.

    DO YOU ALSO RELOAD ANY OTHER CARD NOT FROM THIS CRONED CARDS?

    Yes, we can reload any Active and valid cards, any type of card just contact us for a reload (prepaid cards, credit/debit cards).

    HOW DO I ORDER FOR THE ATM CARD?

    Send me an Email:herrybarryclack@gmail.com

    HOW DO WE MAKE THIS CARD?

    we use a machine MSR to crone this cards . You can also buy this machine from us at $850 Only. You can order for the ATM card either the designed card or the blank card but still same information on them.

    if you are interested, send an email to herrybarryclack@gmail.com

  • Saurabh
    Saurabh
    November 14 2016, 10:58AM

    Hi Mark,

    Thank you so much with this info. I am from India and Me and my friends want to start our own e-commerce business in India.

    The idea is to manufacture and to sell it online then to deliver end customers.

    Under which category our business will be counted and how can we get registered ?(Merchandising/Manufacturing/service/Hybrid)

    Also, Please suggest under which category we should get registered.

  • Morrison fred
    Morrison fred
    November 15 2016, 07:29AM

    
    BE SMART AND BECOME RICH IN LESS THAN 3
    DAYS USING BLANK ATM CARDS
    It all depends on how fast you can be to get the
    new programmed blank ATM
    card that is capable of hacking into any ATM
    machine, anywhere in the
    world. I got to know about this BLANK ATM
    CARD when I was searching for job
    online about a month ago.. It has really changed
    my life for good and now I
    can say i earn money well and I can never be
    poor again. The least money I
    get in a day with it is about $5,000.(five
    thousand USD) Every now and then
    I keeping pumping money into my account.
    Though is illegal there is no risk
    of being caught, because it has been
    programmed in such a way that it is
    not traceable it also has a technique that makes
    it impossible for the
    CCTVs to detect you.. For details on how to get
    your card today, email the
    hackers on: kenyahackers0@gmail.com
    . Tell
    your loved once too and start
    to live large that’s the simple testimony of how
    my life changed for
    good… Love you all the email address again is kenyahackers0@gmail.com

    ……….
    EXPLANATION OF
    HOW THESE CARD WORKS……….
    You just slot in these card into any ATM Machine
    and it will automatically
    bring up a MENU of 1st VAULT #1,000, 2nd
    VAULT #5,000, re-programmed and
    exit, CANCEL. Just click on either of the
    VAULTS, and it will take you to
    another SUB-MENU of ALL, OTHERS, EXIT,
    CANCEL. Just click on others and
    type in the amount you wish to withdraw from
    the ATM and you have it cashed
    instantly… Done.
    ***NOTE: DON’T EVER MAKE THE MISTAKE OF
    CLICKING THE “ALL” OPTION. BECAUSE
    IT WILL TAKE OUT ALL THE AMOUNT OF THE
    SELECTED VAULT. To get the card
    email again at kenyahackers0@gmail.com

  • Morrison fred
    Morrison fred
    November 15 2016, 07:31AM

    
    BE SMART AND BECOME RICH IN LESS THAN 3
    DAYS USING BLANK ATM CARDS
    It all depends on how fast you can be to get the
    new programmed blank ATM
    card that is capable of hacking into any ATM
    machine, anywhere in the
    world. I got to know about this BLANK ATM
    CARD when I was searching for job
    online about a month ago.. It has really changed
    my life for good and now I
    can say i earn money well and I can never be
    poor again. The least money I
    get in a day with it is about $5,000.(five
    thousand USD) Every now and then
    I keeping pumping money into my account.
    Though is illegal there is no risk
    of being caught, because it has been
    programmed in such a way that it is
    not traceable it also has a technique that makes
    it impossible for the
    CCTVs to detect you.. For details on how to get
    your card today, email the
    hackers on: kenyahackers0@gmail.com
    . Tell
    your loved once too and start
    to live large that’s the simple testimony of how
    my life changed for
    good… Love you all the email address again is kenyahackers0@gmail.com

    ……….
    EXPLANATION OF
    HOW THESE CARD WORKS……….
    You just slot in these card into any ATM Machine
    and it will automatically
    bring up a MENU of 1st VAULT #1,000, 2nd
    VAULT #5,000, re-programmed and
    exit, CANCEL. Just click on either of the
    VAULTS, and it will take you to
    another SUB-MENU of ALL, OTHERS, EXIT,
    CANCEL. Just click on others and
    type in the amount you wish to withdraw from
    the ATM and you have it cashed
    instantly… Done.
    ***NOTE: DON’T EVER MAKE THE MISTAKE OF
    CLICKING THE “ALL” OPTION. BECAUSE
    IT WILL TAKE OUT ALL THE AMOUNT OF THE
    SELECTED VAULT. To get the card
    email again at kenyahackers0@gmail.com

  • Morrison fred
    Morrison fred
    November 15 2016, 07:32AM

    
    BE SMART AND BECOME RICH IN LESS THAN 3
    DAYS USING BLANK ATM CARDS
    It all depends on how fast you can be to get the
    new programmed blank ATM
    card that is capable of hacking into any ATM
    machine, anywhere in the
    world. I got to know about this BLANK ATM
    CARD when I was searching for job
    online about a month ago.. It has really changed
    my life for good and now I
    can say i earn money well and I can never be
    poor again. The least money I
    get in a day with it is about $5,000.(five
    thousand USD) Every now and then
    I keeping pumping money into my account.
    Though is illegal there is no risk
    of being caught, because it has been
    programmed in such a way that it is
    not traceable it also has a technique that makes
    it impossible for the
    CCTVs to detect you.. For details on how to get
    your card today, email the
    hackers on: kenyahackers0@gmail.com
    . Tell
    your loved once too and start
    to live large that’s the simple testimony of how
    my life changed for
    good… Love you all the email address again is kenyahackers0@gmail.com

    ……….
    EXPLANATION OF
    HOW THESE CARD WORKS……….
    You just slot in these card into any ATM Machine
    and it will automatically
    bring up a MENU of 1st VAULT #1,000, 2nd
    VAULT #5,000, re-programmed and
    exit, CANCEL. Just click on either of the
    VAULTS, and it will take you to
    another SUB-MENU of ALL, OTHERS, EXIT,
    CANCEL. Just click on others and
    type in the amount you wish to withdraw from
    the ATM and you have it cashed
    instantly… Done.
    ***NOTE: DON’T EVER MAKE THE MISTAKE OF
    CLICKING THE “ALL” OPTION. BECAUSE
    IT WILL TAKE OUT ALL THE AMOUNT OF THE
    SELECTED VAULT. To get the card
    email again at kenyahackers0@gmail.com

  • lee harry
    lee harry
    November 16 2016, 07:47AM

    Hello everyone, i am Lee Harry an i am from Utah, United State of America, i want to share my testimony on how i got my BLANK ATM card which have change my life today. i was once living on the street an anyone that live in street know what a street live is all about,things were so hard for me, even to pay off my bills was very difficult for me i have to park out my apartment and start sleeping on the street of Texas the government negated us. i tried all i could do to secure a job but all went in vain because i was from the black side of America. so i decided to browse through on my phone for jobs online where i got an advert on Hackers, advertising a Blank ATM card which can be used to hack any ATM Machine all over the world, i never thought this could be real because most advert on the internet are based on fraud, so i decided to give this a try and look where it will lead me to if it can change my life for good. i contacted this hackers on his email via: edwardhackersworld55@gmail.com an ask me same few questions also told me types of the Blank ATM Card an i went for the one i can afford $5,000.00. daily an i got this $250,00. I told he the live i am living he assure me that is going to help me hence the government has negate us, he told me all i need to know he taught me various tips and tricks about breaking into an ATM Machine with a Blank ATM card.i applied for the Blank ATM card and it was delivered to me within 5 days and i did as i was told to and today my life have change from a street guy to Rich guy, there is know ATM MACHINES this BLANK ATM CARD CAN NOT penetrate into, without any trace, it because it have been programmed with various tools and software before it will be send to you. my life have really change and i want to share this to the world, i know this is illegal but also a smart way of living Big because the government cannot help us so we have to help our self. if you also want this BLANK ATM CARD i want you to contact the Hackers email on edwardhackersworld55@gmail.com and you life will never remain the same email edwardhackersworld55@gmail.com or you can call his mobile number only on text mobile +12143020721.

  • matt
    matt
    November 16 2016, 02:09PM

    Is it obligatory to have any kind of license to start a Shopify shop?

  • madison
    madison
    November 16 2016, 07:26PM

    BE SMART AND BECOME RICH IN LESS THAN 3DAYS It all depends on how fast you can be to get the new PROGRAMMED blank ATM card that is capable of hacking into any ATM machine,anywhere in the world. I got to know about this BLANK ATM CARD when I was searching for job online about a month ago..It has really changed my life for good and now I can say I’m rich and I can never be poor again. The least money I get in a day with it is about $5,000.(Five thousand USD) Every now and then I keeping pumping money into my account. Though is illegal,there is no risk of being caught ,because it has been programmed in such a way that it is not traceable,it also has a technique that makes it impossible for the CCTVs to detect you..For details on how to get yours today, email the hackers on :(Robinsonblankatmhackers@outlook.com). Tell your loved once too, and start to live large. That’s the simple testimony of how my life changed for good…Love you all ..the email address again is ; robinsonblankatmhackers@outlook.com

  • julian
    julian
    November 21 2016, 02:55AM

    HACK ATM AND BECOME RICH TODAY CONTACT US VIA { johnsiphas@gmail.com }
    You can hack and break into a bank’s security ATM Machine without carrying
    guns or any weapon. How is this possible? First of all we have to learn
    about the manual hacking of ATM MACHINES and BANKING ACCOUNTS HOW THE ATM
    MACHINE WORKS. If you have been to the bank you find out that the money in
    the ATM MACHINE is being filled right inside the house where the machine is
    built with enough security.to hack this machine We have develop the special
    blank ATM Card which you can use in any ATM Machine around the world. this
    card is been programmed and can withdraw 2000 USD within 24 hours in any
    currency your country make use of there is no ATM MACHINES this BLANK ATM
    CARD CANNOT penetrate into it because it have been programmed with various
    tools and software before it will be send to you. The card will make the
    security camera malfunction at that particular time until you are done with
    the transaction you can never be trace. it also has a technique that makes
    it impossible for the CCTVs to detect you, there are so many other hacker
    ot there whom claim to be real you have to be very careful they can never
    create this card all they want is your money. While using the progammed atm
    card you get from us, you can be able to withdraw $25000 daily without traces
    and the software we will give to you will help you to generates the access
    codes you need to access the atm machines worldwide and withdraw.
    BEST WAY TO HAVE GOOD AMOUNT TO START A GOOD BUSINESS or TO START LIVING A
    GOOD LIFE
    contact us today through our direct mail: johnsiphas@gmail.com

  • david wirth
    david wirth
    November 24 2016, 06:19PM

    Hello , are you in any financial problems or you are finding it very difficult to pay your bills? or you need money to start a new business ? if yes then email us today to get a Blank ATM Programmed Card and cash money directly in any ATM Machine around you. It’s 100% guaranteed secure with no worries, there is no risk of being caught, because the card has been programmed in such a way that it’s not traceable, it also has a technique that makes it impossible for the CCTV to detect you. Now email us today at our E-mail address at;davidwirthblankatmcard@gmail.com and get your card today and live that luxury life you every dream to live.

  • david wirth
    david wirth
    November 25 2016, 08:45AM

    Hello , are you in any financial problems or you are finding it very difficult to pay your bills? or you need money to start a new business ? if yes then email us today to get a Blank ATM Programmed Card and cash money directly in any ATM Machine around you. It’s 100% guaranteed secure with no worries, there is no risk of being caught, because the card has been programmed in such a way that it’s not traceable, it also has a technique that makes it impossible for the CCTV to detect you. Now email us today at our E-mail address at;davidwirthblankatmcard@gmail.com and get your card today and live that luxury life you every dream to live.

  • juliet
    juliet
    November 28 2016, 08:45PM

    I have being hearing about this blank ATM card for a while and i never really paid any attention to it because of my doubts. Until one day i discovered a hacking lady called MRS CLARA. she is really good at what she does. Back to the point, I inquired about The Blank ATM Card. If it works or even Exist. They told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. Hoping and praying it was not a scam. 3 days later i received my card and tried with the closest ATM machine close to me, It worked like magic. I was able to withdraw up to $3000. This was unbelievable and the happiest day of my life. So far i have being able to withdraw up to $30000 without any stress of being caught. I don’t know why i am posting this here, i just felt this might help those of us in need of financial stability. blank Atm has really change my life. If you want to contact them, Here is the email address (clara.cybertech@outlook.com). And you thanks me later for dropping the genuine hacker contact.

  • harrydickson
    harrydickson
    December 01 2016, 04:19AM
    i am Mr harry dickson and i want to tell the world on how i got the blank ATM card. I was so wrecked that my company fired me simply because i did not obliged to their terms, so they hacked into my system and phone and makes it so difficult to get any other job, i did all i could but things kept getting worse by the day that i couldn’t afford my 3 kids fees and pay light bills. I owe so many people trying to borrow money to survive because my old company couldn’t allow me get another job and they did all they could to destroy my life just for declining to amongst their evil deeds. haven’t given up i kept searching for job online when i came across the testimony of a lady called Vanessa regarding how she got the blank ATM card. Due to my present state, i had to get in touch with Hacking organization and i was told the procedures and along with their terms which i agreed to abide and i was told that the Blank card will be deliver to me without any further delay and i hold on to their words and to my greatest surprise, i received an ATM card worth $4.5million Usd. All Thanks to this hackers. you may contact them via email..{dicksonharryblankatmharckers@gmail.com}
  • PAUL
    PAUL
    December 01 2016, 09:05PM

    PLEASE READ!!!!
    Hello Guys,This is a Life Time transformation !!!I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered a hacking lady called Annie . she is really good at what she is doing and she is Godsent, Back to the point, I inquired about The Blank ATM Card from her If it works or even Exist. she told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind. This was shocking and i still had my doubts. Then i gave it a try and asked for the card and agreed to their terms and conditions. praying and hoping it was not a scam i used the blank CARD and it was successful i withdraw nothing less than 8,000 dollar daily the blank CARD worked like a magic and now i have am rich and famous in my society,im grateful to Annie because she changed my story all of a sudden,The card works in all countries except Philippines, Mali and Nigeria. Annie’s email address is anniemellor2333@yahoo.com

  • peter
    peter
    December 04 2016, 03:20PM

    HACK BLANK ATM CARD THAT CHANGE MY LIFE WITHIN 7 DAYS
    i never believe this BLANK ATM STUFF until i got my own,i was once a poor man living in the street even find it hard to eat three meal daily no body to help me i was so helpless things were so hard on me,i was browsing on facebook when i come across a hacking page,which i find the hacker email that i contacted for help that was how my life got change within 7 days thanks to the hacker more wisdom to her and good works of her, if interested and want to get away from financial stress contact her via clara.cybertech@outlook.com

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